Cover Genius

Data science with a high confidence level

We sit on your website, ask you to give us lots of customer data and then what? For time immemorial the answer was a resounding "nothing". Welcome to the new era. Ours is an actuary-free zone crawling with data scientists who love the challenge that a big dataset provides. Lean in while we tell you who is loyal, who will churn, who needs a reach out, what products you should be selling to what cohorts & at what price.  

Customer Insights

Our patent-pending technology tells you who is loyal vs who you think is loyal, who is valuable, who to retain and who not to bother and which anonymous users you really need to meet.  

Dynamic Pricing

You've got a 33 y.o. from Mirdif in Dubai who visits your site 5 times a year for 94 seconds on average (never past the quote stage, always via your app) and who suddenly stopped travelling with his wife? We've got that cohort covered.  

Multivariate Testing 

Multivariate testing requires thousands of searches per week to get statistical significance. Thankfully we process millions, so we can run thousands of simultaneous tests every hour across our network.  

Data Viz

Our reporting makes marketers weep with joy. Bring love to your management and board reports with a presentation stack that vizualises lifetime values, churn models, monthly recurring revenue, optimization potential and more.

 

We're insurance experts so you don't have to be

Ever tried to write and price a customized policy for a local market, then adapted it for over 70 countries and dozens of underwriters, translated it into 20 languages, trained a small army of customer-facing subject matter experts, generated daily reports for every regulator, run thousands of multivariate tests per day, submitted dozens of policies to each regulator & built a platform for delivering those hundreds of policies? We have. Integrate us to save your sanity!

70+ Countries

We have multiple policies that are compliant and ready to be sold to 70+ source countries. We customize the products based on what's actually being sold in the same transaction. Just tell us what you need, actually just tell us via your API Request and we'll reply in a second or two.

End to end service

We send elegant emails to confirm transactions (& to encourage the refuseniks) and take incoming calls & emails mindfully 24/7 in 20 languages. We process claims as if it's a family heirloom and our app educates your customers about insurance. Everything is done by us based on your input - we're your partner after all.

Bespoke policies

Our patented technology delivers high (or ltd.) liability policies that auto-renew (annuals), that pay claims in any currency, that can be customised individually and that can be complemented with paid & free options that you get to request such as roadside cover or emergency accommodation.

Truly global

We're in 20 languages & 70+ countries. Global insurers typically give you 30 or so countries (Europe & a few others on a good day) and 1 language. We have dozens of "global", regional & domestic insurers. Our partners request policies that their customers truly need.

Full time
Cover Genius Sydney NSW, Australia
Company Description Who are Cover Genius? we're a rapid growth Fintech Start-up focussed on disrupting the insurance market globally. We've enjoyed huge success so far through a blend of our exceptional products, energetic team and incredible culture. Cover Genius was nominated in the global Fintech 100 by KPMG in 2017 and was recognised as the fastest growing company in Australia by Smart Company in 2017.  This is an opportunity to become part of the next product that disrupts the World's largest industry. And you get to do it where the model is proven and growth is accelerating! Job Description We’re seeking a data scientist to help us take our BrightWrite product to the next level. BrightWrite is the brain behind all CoverGenius' products, it is the powerhouse behind our experimentations, pricing optimisations and product recommendations.  BrightWrite is used both internally and by our external partners. As a data scientist, you should be comfortable talking about probability distributions, you "probably" have a strong opinion on the Frequentists vs. Bayesian debate. You have a few years of experience working with Machine Learning systems and understand the ins and outs of the algorithm (not just how to use the tools). You can query SQL to find insights from our dataset and form hypotheses. Given Cover Genius’ global recognition, excellent track record, and hockey stick growth, this role presents significant opportunities for the right candidate. We are looking for self-starters that are passionate about new technology and innovation. People that have a “can do” attitude and who work well within startup environments where needs and roles can change quickly. Needless to say, we are not your average insurance company! Qualifications Must haves Practical, hands-on experience with a variety of Machine Learning and statistical testing techniques Master's or PhD in Physics, Statistics, Mathematics, Computer Science or other Quantitative fields Production level experience with experiment design and A/B testing 5+ years of experience in manipulating data sets using Python & SQL and building statistical models Strong problem-solving skills with an emphasis on product delivery Great communication, be able to tailor explanations of statistical concepts to a variety of audiences Quick learner, welcomes new challenges and is not afraid to push the boundaries. Nice to have Revenue Management methods in real applications Deep knowledge of data warehousing and running ETL Experience with Recommender systems Additional Information In return, we offer an inclusive, supportive and extremely high performing environment with flexibility, plenty of benefits and a company journey that you want to be on! We also know that different blends of the above experiences and skillsets could translate to the best person for the role and so if you think you have the best composition of the above, send us your Cv and let's chat!
Jul 15, 2019
Full time
Cover Genius Sydney NSW, Australia
Company Description Cover Genius was nominated in the global Fintech 100 by KPMG in 2017 and was recognised as the fastest growing company in Australia by Smart Company in 2017. This is an opportunity to become part of the next product that disrupts the World's largest industry. And you get to do it where the model is proven and growth is accelerating! We distribute insurance products to the largest e-commerce sites globally via a B2B platform. Our first product to market, RentalCover.com, has been an outstanding B2B and B2C success within the travel vertical. Following this success, we released XCover, a multi-line distribution platform for eCommerce partners. We're on the lookout for serious Front-end skills to  come and join our team here at Cover Genius. Cover Genius Fronties are beautiful UI creationists and JavaScript experts, are intelligent, highly motivated, welcome responsibility and love to tackle difficult problems. Be a key part in the look and feel of a product that's tackling a previously untackle-able industry.   Job Description How will your role look? Work with Product Managers, Designers and Senior members of the team to implement and design the next generation of products  Architect, build, and test new features Work with backend teams to help shape API endpoints  Work with UX teams to deliver important functionality to our flagship application Work with a small team of front end engineers to maintain excellent coding standards and practices   Qualifications Ideally your background will be: Proven track record with Javascript, preferably React, TypeScript, ES6 or other common JS frameworks (such as Vue.js) Experience with web technologies such as HTML & CSS Experience writing code for UI components Keen eye for design and a strong understanding of UX Familiarity with browser testing and debugging Familiarity with performance debugging and bench-marking Ideally, a desire to work with GraphQL and learn new technologies  Ideally, a Github page with contributions to open source software Ideally, a Tertiary Degree in Computer Science / Engineering (or related)   Additional Information In return, we offer an inclusive, supportive and extremely high performing environment with flexibility, plenty of benefits and a company journey that you want to be on! Our team thrives on the challenges that the hockey stick style of growth brings.  Our Vision is to enable the all world's global eCommerce businesses distribute insurance to their global customers. We also know that different blends of the above experiences and skillsets could translate to the best person for the role and so if you think you have the best composition of the above, send us your Cv and let's chat!
Jul 15, 2019
Full time
Cover Genius Sydney NSW, Australia
Company Description Who are Cover Genius? we're a rapid growth Fintech Start-up focussed on disrupting the insurance market globally. We've enjoyed huge success so far through a blend of our exceptional products, energetic team and incredible culture. Cover Genius was nominated in the global Fintech 100 by KPMG in 2017 and was recognised as the fastest growing company in Australia by Smart Company in 2017.  This is an opportunity to become part of the next product that disrupts the World's largest industry. And you get to do it where the model is proven and growth is accelerating! Job Description We’re on the lookout for Python Engineers who live, eat and breath Django - to be a key part of the team building the XCover platform, which powers online product distribution for some of the world’s largest ecommerce websites. The stack consists of Python/Django, React front-end, PostgreSQL and globally hosted on AWS. We're well into our microservices journey and building our products with globally scalability in mind, the complexity and challenges you'll tackle head on whist on our team, will be hard to find anywhere else. Given Cover Genius’ global recognition, excellent track record and hockey stick growth, this role presents significant opportunities for the right candidate. We are looking for self-starters that are passionate about new technology and innovation. People that have a “can do” attitude and who work well within startup environments where needs and roles can change quickly. Needless to say, we are not your average insurance company! Qualifications Mandatory Strong recent Python Engineering experience (Django/Flask) Proficiency with testing frameworks and tools (we write a lot of them) Good experience with Linux and git should come without saying it loud Functional knowledge of relational databases (Postgres is preferred) and non relation databases (Mongo/Redis/ElasticSearch) Develop highly-scalable, low-latency APIs for large ecommerce partners Comfortable with agile development and startup environment Good communication skills Additional Information In return, we offer an inclusive, supportive and extremely high performing environment with flexibility, plenty of benefits and a company journey that you want to be on! We also know that different blends of the above experiences and skillsets could translate to the best person for the role and so if you think you have the best composition of the above, send us your Cv and let's chat!
Jul 15, 2019
Full time
Cover Genius Sydney NSW, Australia
Company Description Who are Cover Genius? we're a rapid growth Fintech Start-up focussed on disrupting the insurance market globally. We've enjoyed huge success so far through a blend of our exceptional products, energetic team and incredible culture. Cover Genius was nominated in the global Fintech 100 by KPMG in 2017 and was recognised as the fastest growing company in Australia by Smart Company in 2017.  To say we're expanding at Cover Genius, would be a gross understatement - we're in at the bottom end fo a very steep upward curve of expansion and evolution. Join the team and be a critical part of that. The role of the QA Engineer is to be our gatekeeper of quality code and the troubleshooting problem solver. You'll work very closely with our Engineers and be the champion of "Quality as we scale". Be a key player in our extreme growth and make a significant contribution to helping Cover Genius achieve our revenue targets and position our brand globally as the leading insurtech in ecommerce. Job Description 3+ years or more of full time PHP development experience (Yii / Laravel preferred) Modern JavaScript frontend development (React or Angular preferred) Proficiency with testing frameworks Experience with Linux, git, CI/CD, AWS and SQL Develop highly-scalable, low-latency APIs for large ecommerce partners Customisable workflow platform with responsive web UI Comfortable with agile development such as Kanban Interest in working in a startup environment Good communication skills Able to work in Australia University degree in a related field Qualifications Nice to have Master’s degree or PhD in related field Geographically-distributed microservices application architecture knowledge Global payments API and other third-party integrations Experience working in a high-growth startup environment Additional Information In return, we offer an inclusive, supportive and extremely high performing environment with flexibility, plenty of benefits and a company journey that you want to be on! We also know that different blends of the above experiences and skillsets could translate to the best person for the role and so if you think you have the best composition of the above, send us your Cv and let's chat!
Jul 15, 2019