Cover Genius

Data science with a high confidence level

We sit on your website, ask you to give us lots of customer data and then what? For time immemorial the answer was a resounding "nothing". Welcome to the new era. Ours is an actuary-free zone crawling with data scientists who love the challenge that a big dataset provides. Lean in while we tell you who is loyal, who will churn, who needs a reach out, what products you should be selling to what cohorts & at what price.  

Customer Insights

Our patent-pending technology tells you who is loyal vs who you think is loyal, who is valuable, who to retain and who not to bother and which anonymous users you really need to meet.  

Dynamic Pricing

You've got a 33 y.o. from Mirdif in Dubai who visits your site 5 times a year for 94 seconds on average (never past the quote stage, always via your app) and who suddenly stopped travelling with his wife? We've got that cohort covered.  

Multivariate Testing 

Multivariate testing requires thousands of searches per week to get statistical significance. Thankfully we process millions, so we can run thousands of simultaneous tests every hour across our network.  

Data Viz

Our reporting makes marketers weep with joy. Bring love to your management and board reports with a presentation stack that vizualises lifetime values, churn models, monthly recurring revenue, optimization potential and more.

 

We're insurance experts so you don't have to be

Ever tried to write and price a customized policy for a local market, then adapted it for over 70 countries and dozens of underwriters, translated it into 20 languages, trained a small army of customer-facing subject matter experts, generated daily reports for every regulator, run thousands of multivariate tests per day, submitted dozens of policies to each regulator & built a platform for delivering those hundreds of policies? We have. Integrate us to save your sanity!

70+ Countries

We have multiple policies that are compliant and ready to be sold to 70+ source countries. We customize the products based on what's actually being sold in the same transaction. Just tell us what you need, actually just tell us via your API Request and we'll reply in a second or two.

End to end service

We send elegant emails to confirm transactions (& to encourage the refuseniks) and take incoming calls & emails mindfully 24/7 in 20 languages. We process claims as if it's a family heirloom and our app educates your customers about insurance. Everything is done by us based on your input - we're your partner after all.

Bespoke policies

Our patented technology delivers high (or ltd.) liability policies that auto-renew (annuals), that pay claims in any currency, that can be customised individually and that can be complemented with paid & free options that you get to request such as roadside cover or emergency accommodation.

Truly global

We're in 20 languages & 70+ countries. Global insurers typically give you 30 or so countries (Europe & a few others on a good day) and 1 language. We have dozens of "global", regional & domestic insurers. Our partners request policies that their customers truly need.

Full time
Cover Genius Sydney NSW, Australia
Company Description Who are Cover Genius? we're a rapid growth Fintech Start-up focused on disrupting the insurance market globally. We've enjoyed huge success so far through a blend of our exceptional products, energetic team and incredible culture. Cover Genius was nominated in the global Fintech 100 by KPMG in 2017 and was recognised as the fastest growing company in Australia by Smart Company in 2017. We’re seeking a data savvy business analyst to support the strategy, operations and finance teams and to play a cornerstone role in pioneering the way we conduct and deliver our business intelligence. The ideal candidate will be comfortable working with cross-functional teams to deliver projects and proactively support and advise functional leaders with data derived insights. Given Cover Genius’ global recognition, excellent track record, and hockey stick growth, this role presents significant opportunities for the right candidate. We are looking for self-starters that are passionate about new technology and innovation. People that have a “can do” attitude and who work well within growth-phase startup environments where needs and roles can change quickly. Needless to say, we are not your average insurance company! Job Description Implement real-time business intelligence capabilities using industry leading software's such as Tableau and work closely with multidisciplinary teams to deliver projects Get involved in every aspect of the business from sales, pricing, claims, customer service, distribution and underwriting partners and more to understand data requirements and develop solutions Take ownership of analytical projects end to end from extracting and exploring data, generating hypothesis, building a structured analysis, and rigorously evaluating methods and results Provide analytical and valuable insights for decision-making support with high strategic relevance Work closely with various business functions to identify opportunities, analyze, and interpret trends or patterns in complex data sets using different techniques and tools such as R studio or Tableau Communicate findings and propose actionable recommendations to address the problems. Qualifications Attributes and Experience Required: Bachelor Degree in Computer Science/Statistics/Math or Engineering 2-4 years experience working in a similar BI yet commercial focussed role. Proficient in business intelligence tools and data warehouse i.e. SQL, Tableau and MS Excel Must be comfortable working with data and love crunching numbers to solve problems Strong analytical and statistical analysis skills in order to extract insights and recommendations Strong ability to understand business requirements and juggle priorities and projects from multiple business functions Ability to think outside the numbers and understand the bigger picture of “why” Fluent in English with strong communication skills (both written and verbal) Personal Attributes: Professional approach. Ability to work under pressure. Organisational and time management skills. Excellent attention to detail. Ability to juggle conflicting priorities and projects. Excellent communicator. Positive approach to change. Additional Information In return, we offer an inclusive, supportive and extremely high performing environment with flexibility, plenty of benefits and a company journey that you want to be on! We also know that different blends of the above experiences and skillsets could translate to the best person for the role and so if you think you have the best composition of the above, send us your CV and let's chat!
Apr 11, 2019
Full time
Cover Genius Sydney NSW, Australia
Company Description Who are Cover Genius? we're a rapid growth Fintech Start-up focussed on disrupting the insurance market globally. We've enjoyed huge success so far through a blend of our exceptional products, energetic team and incredible culture. Cover Genius was nominated in the global Fintech 100 by KPMG in 2017 and was recognised as the fastest growing company in Australia by Smart Company in 2017.  This is an opportunity to become part of the next product that disrupts the World's largest industry. And you get to do it where the model is proven and growth is accelerating! Job Description Cover Genius are seeking a dynamic, driven Client Solutions Engineer to manage technical relationships with a select client portfolio in Australia and work with the sales team to identify business opportunities and solve partner business problems. You’ll report to the Global Head of Demand and get the opportunity to work closely with the sales and product teams to co-design solutions, collect requirements and provide guidance and best practices to apply our products to achieve our partner’s business goals. This is an opportunity to join a growing team and make a significant contribution to helping Cover Genius achieve our revenue targets. Joining Cover Genius as a CSE will guarantee no two days will be the same. This role entails being a technical go to person, a customer advocate, an architect and a We are looking for self-starters that are passionate about new technology and innovation, that have a “can do” attitude and who work well within startup environments where needs and roles can change quickly. Needless to say, we are not your average insurance company! Qualifications BS degree in Computer Science or Information Systems or related technical field, or equivalent practical experience. 3+ years programming experience in Python, Java, or PHP. 2 years of experience with web technologies such as HTTP, HTML, XML, etc. Customer-facing experience in sales, sales engineering, consulting or related function. Strong strategic, analytical and tactical skills; must be able to create plans then roll up your sleeves and get things done Experience in managing technically complex products in a B2B technology environment Proven ability to communicate complex ideas in a clear, concise manner both verbally and in writing Excellent presentation and organisational skills Nice to have Master’s degree or PhD in related field Experience in insurance products and/or B2B e-commerce marketing experience Additional Information In return, we offer an inclusive, supportive and extremely high performing environment with flexibility, plenty of benefits and a company journey that you want to be on! We also know that different blends of the above experiences and skillsets could translate to the best person for the role and so if you think you have the best composition of the above, send us your Cv and let's chat!
Apr 11, 2019
Full time
Cover Genius Sydney NSW, Australia
Company Description Cover Genius was nominated in the global Fintech 100 by KPMG in 2017 and was recognised as the fastest growing company in Australia by Smart Company in 2017. This is an opportunity to become part of the next product that disrupts the World's largest industry. And you get to do it where the model is proven and growth is accelerating! We distribute insurance products to the largest e-commerce sites globally via a B2B platform. Our first product to market, RentalCover.com, has been an outstanding B2B and B2C success within the travel vertical. Following this success, we released XCover, a multi-line distribution platform for eCommerce partners. We're on the lookout for serious Front-end skills to  come and join our team here at Cover Genius. Cover Genius Fronties are beautiful UI creationists and JavaScript experts, are intelligent, highly motivated, welcome responsibility and love to tackle difficult problems. Be a key part in the look and feel of a product that's tackling a previously untackle-able industry. How will your role look? Work with Product Managers, Designers and Senior members of the team to implement and design the next generation of products  Architect, build, and test new features Work with backend teams to help shape API endpoints  Work with UX teams to deliver important functionality to our flagship application Work with a small team of front end engineers to maintain excellent coding standards and practices Qualifications Ideally your background will be: Proven track record with Javascript, preferably React, TypeScript, ES6 or other common JS frameworks (such as Vue.js) Experience with web technologies such as HTML & CSS Experience writing code for UI components Keen eye for design and a strong understanding of UX Familiarity with browser testing and debugging Familiarity with performance debugging and bench-marking Ideally, a desire to work with GraphQL and learn new technologies  Ideally, a Github page with contributions to open source software Ideally, a Tertiary Degree in Computer Science / Engineering (or related)  Additional Information In return, we offer an inclusive, supportive and extremely high performing environment with flexibility, plenty of benefits and a company journey that you want to be on! Our team thrives on the challenges that the hockey stick style of growth brings.  Our Vision is to enable the all world's global eCommerce businesses distribute insurance to their global customers. We also know that different blends of the above experiences and skillsets could translate to the best person for the role and so if you think you have the best composition of the above, send us your Cv and let's chat!
Apr 11, 2019
Full time
Cover Genius Sydney NSW, Australia
Company Description Who are Cover Genius? we're a rapid growth Fintech Start-up focussed on disrupting the insurance market globally. We've enjoyed huge success so far through a blend of our exceptional products, energetic team and incredible culture. Cover Genius was nominated in the global Fintech 100 by KPMG in 2017 and was recognised as the fastest growing company in Australia by Smart Company in 2017.  This is an opportunity to become part of the next product that disrupts the World's largest industry. And you get to do it where the model is proven and growth is accelerating! Job Description We’re on the lookout for Python Engineers who live, eat and breath Django - to be a key part of the team building the XCover platform, which powers online product distribution for some of the world’s largest ecommerce websites. The stack consists of Python/Django, React front-end, PostgreSQL and globally hosted on AWS. We're well into our microservices journey and building our products with globally scalability in mind, the complexity and challenges you'll tackle head on whist on our team, will be hard to find anywhere else. Given Cover Genius’ global recognition, excellent track record and hockey stick growth, this role presents significant opportunities for the right candidate. We are looking for self-starters that are passionate about new technology and innovation. People that have a “can do” attitude and who work well within startup environments where needs and roles can change quickly. Needless to say, we are not your average insurance company! Qualifications Mandatory Strong recent Python Engineering experience (Django/Flask) Proficiency with testing frameworks and tools (we write a lot of them) Good experience with Linux and git should come without saying it loud Functional knowledge of relational databases (Postgres is preferred) and non relation databases (Mongo/Redis/ElasticSearch) Develop highly-scalable, low-latency APIs for large ecommerce partners Comfortable with agile development and startup environment Good communication skills Additional Information In return, we offer an inclusive, supportive and extremely high performing environment with flexibility, plenty of benefits and a company journey that you want to be on! We also know that different blends of the above experiences and skillsets could translate to the best person for the role and so if you think you have the best composition of the above, send us your Cv and let's chat!
Apr 11, 2019
Full time
Cover Genius Sydney NSW, Australia
Company Description Who are Cover Genius? we're a rapid growth Fintech Start-up focussed on disrupting the insurance market globally. We've enjoyed huge success so far through a blend of our exceptional products, energetic team and incredible culture. Cover Genius was nominated in the global Fintech 100 by KPMG in 2017 and was recognised as the fastest growing company in Australia by Smart Company in 2017.  To say we're expanding at Cover Genius, would be a gross understatement - we're in at the bottom end fo a very steep upward curve of expansion and evolution. Join the team and be a critical part of that. The role of the QA Engineer is to be our gatekeeper of quality code and the troubleshooting problem solver. You'll work very closely with our Engineers and be the champion of "Quality as we scale". Be a key player in our extreme growth and make a significant contribution to helping Cover Genius achieve our revenue targets and position our brand globally as the leading insurtech in ecommerce. Job Description 3+ years or more of full time PHP development experience (Yii / Laravel preferred) Modern JavaScript frontend development (React or Angular preferred) Proficiency with testing frameworks Experience with Linux, git, CI/CD, AWS and SQL Develop highly-scalable, low-latency APIs for large ecommerce partners Customisable workflow platform with responsive web UI Comfortable with agile development such as Kanban Interest in working in a startup environment Good communication skills Able to work in Australia University degree in a related field Qualifications Nice to have Master’s degree or PhD in related field Geographically-distributed microservices application architecture knowledge Global payments API and other third-party integrations Experience working in a high-growth startup environment Additional Information In return, we offer an inclusive, supportive and extremely high performing environment with flexibility, plenty of benefits and a company journey that you want to be on! We also know that different blends of the above experiences and skillsets could translate to the best person for the role and so if you think you have the best composition of the above, send us your Cv and let's chat!
Apr 11, 2019
Full time
Cover Genius Sydney NSW, Australia
Company Description Who are Cover Genius? we're a rapid growth Fintech Start-up focussed on disrupting the insurance market globally. We've enjoyed huge success so far through a blend of our exceptional products, energetic team and incredible culture. Cover Genius was nominated in the global Fintech 100 by KPMG in 2017 and was recognised as the fastest growing company in Australia by Smart Company in 2017.  We distribute insurance products to the largest e-commerce sites globally via a B2B platform. Our first product to market, RentalCover.com, has been an outstanding B2B and B2C success within the travel vertical. Following this success, we released XCover, a multi-line distribution platform for eCommerce partners. We're on the hunt for Product CEO's, the true driving forces behind the product roadmap, execution and market domination. Ideally this person will have experience within the  Payments or Fintech  vertical, in a tech product organisation. A truly critical role within the software engineering team. We are seeking an experienced Senior Product Manager who is excited about leading a high performing team to disrupt and improve a 300+ year old industry.This is an opportunity to become part of the next product that disrupts the World's largest industry. And you get to do it where the model is proven and growth is accelerating! Ideally you will have: 5+ years of Product management or product design experience 5+ years product development experience within the fintech / payments space Experience in a fast growing startup or similarly high growth global internet company Proven track record of increasing revenue through product innovation Experience with agile project management methodology Excellent people management and engagement skills Demonstrated passion for the web, technology, startups etc with a deep understanding of product strategy theory and clear intent to make the transition. Passion, drive, confidence and commitment Proven ability to communicate complex ideas in a clear, concise manner both verbally and in writing Strong management and engagement skills Excellent organisational skills Qualifications Nice to have Bachelor degree in Computer Science/Software Engineering. Master’s degree or PhD in related field Understanding of Agile Software Development Scrum certified and/or knowledge Additional Information Benefits Salary Negotiable A generous Employee Options Package applies for permanent roles at Cover Genius. Opportunity to travel extensively including to UK, EU and US High energy, fast paced and inclusive working environment Sydney CBD location Flat organisation structure Fun, inclusive work environment Health and wellness benefits Peer bonus program Stock-based incentives Generous bonuses for employee referrals Free office snacks and drinks Job-related training Global network which offers opportunity to transfer to other markets   And alongside the above we offer an inclusive, supportive and extremely high performing environment with flexibility, plenty of benefits and a company journey that you want to be on! We also know that different blends of the above experiences and skillsets could translate to the best person for the role and so if you think you have the best composition of the above, send us your Cv and let's chat!
Apr 11, 2019
Full time
Cover Genius Sydney NSW, Australia
Company Description Who are Cover Genius? we're a rapid growth Fintech Start-up focussed on disrupting the insurance market globally. We've enjoyed huge success so far through a blend of our exceptional products, energetic team and incredible culture. Cover Genius was nominated in the global Fintech 100 by KPMG in 2017 and was recognised as the fastest growing company in Australia by Smart Company in 2017.  We distribute insurance products to the largest e-commerce sites globally via a B2B platform. Our first product to market, RentalCover.com, has been an outstanding B2B and B2C success within the travel vertical. Following this success, we released XCover, a multi-line distribution platform for eCommerce partners. We're on the hunt for Product CEO's, the true driving forces behind the product roadmap, execution and market domination. Ideally this person will have experience within the  Travel  vertical, in a tech product organisation. A truly critical role within the software engineering team. We are seeking an experienced Senior Product Manager who is excited about leading a high performing team to disrupt and improve a 300+ year old industry.This is an opportunity to become part of the next product that disrupts the World's largest industry. And you get to do it where the model is proven and growth is accelerating! Ideally you will have: 5+ years of Product management or product design experience 5+ years product development experience within the Travel domain Experience in a fast growing startup or similarly high growth global internet company Proven track record of increasing revenue through product innovation Experience with agile project management methodology Excellent people management and engagement skills Demonstrated passion for the web, technology, startups etc with a deep understanding of product strategy theory and clear intent to make the transition. Passion, drive, confidence and commitment Proven ability to communicate complex ideas in a clear, concise manner both verbally and in writing Strong management and engagement skills Excellent organisational skills Qualifications Nice to have Bachelor degree in Computer Science/Software Engineering. Master’s degree or PhD in related field Understanding of Agile Software Development Scrum certified and/or knowledge Additional Information Benefits Salary Negotiable A generous Employee Options Package applies for permanent roles at Cover Genius. Opportunity to travel extensively including to UK, EU and US High energy, fast paced and inclusive working environment Sydney CBD location Flat organisation structure Fun, inclusive work environment Health and wellness benefits Peer bonus program Stock-based incentives Generous bonuses for employee referrals Free office snacks and drinks Job-related training Global network which offers opportunity to transfer to other markets   And alongside the above we offer an inclusive, supportive and extremely high performing environment with flexibility, plenty of benefits and a company journey that you want to be on! We also know that different blends of the above experiences and skillsets could translate to the best person for the role and so if you think you have the best composition of the above, send us your Cv and let's chat!
Apr 11, 2019